Improvement of Bank Credits through the Point System "Model of Loaning Process"

Authors

  • Norov Akmal Ruzimamatovich Associate Professor of the Department of “Banking and Investment” Tashkent State University of Economics
  • Toymukhamedov Ibrokhim Rikhsiboyevich Professor of the Department of “Banking and Investments” Tashkent State University of Economics
  • Nurmuxammedov Abdijabbar Yunusovich Senior Lecturer of the Department of “Banking and Investment” Tashkent State University of Economics
  • Bazarova Nigora Ravshanovna Senior Lecturer of the Department of “Banking and Investment” Tashkent State University of Economics
  • Yuldasheva Sevara Shuxrat qizi Assistant of the Department of “Banking and Investment” Tashkent State University of Economics

Keywords:

Lending practice, evaluation criteria, coefficient method, credit risk, credit risk reduction, prospective analysis, financial indicators, non-financial indicators, transformation model, scoring system

Abstract

The article describes a new model of compliance with the terms of credit by commercial banks and its evaluation. In this regard, the advantages of the "system of transformation of lending practices" scoring system, developed by combining national and foreign experience, are highlighted.

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Published

2021-10-09