Model to Determine the Impact of Commercial Banks on the Level of Risk through Diversification of Credit Portfolio
DOI:
https://doi.org/10.51699/ajdes.v9i.305Keywords:
loan portfolio, diversification, financial risks, return on assets, model, problem loan, NPLAbstract
This article discusses the use of an industry cluster of commercial banks to reduce the level of risks affecting them on the basis of the diversification of the loan portfolio.
References
The Law of the Republic of Uzbekistan “On Banks and Banking activities”, vol.: Uzbekistan, April 25, 1996.
Decree of the President of the Republic of Uzbekistan “On the Strategy of actions for the further development of the Republic of Uzbekistan”. February 7, 2017.
Decree of the President of the Republic of Uzbekistan No. 5296 "on measures to radically improve the activities of the Central Bank of the Republic of Uzbekistan". January 9, 2018.
Resolution of the President of the Republic of Uzbekistan dated September 12, 2017 No. PP 3270 “on measures for the further development and improvement of the stability of the banking system of the Republic".
Sh. Mirziyoyev.M. "Critical analysis, strict discipline and personal responsibility should be the daily rule of every leader's activity”" T.: Uzbekistan. 2017.
Message of the President of the Republic of Uzbekistan Shavkat Mirziyoyev to the Oliy Majlis. 2017 22.12.7. Resolution
of the President of the Republic of Uzbekistan No. 3620 “on additional measures to increase the popularity of banking services". March 23, 2018
The program of measures approved by the Decree of the President of the Republic of Uzbekistan “On measures for the further development and improvement of the stability of the banking system of the Republic " dated September 12, 2017.
Regulation on the classification of asset quality in Commercial banks and the procedure for the formation and use of reserves to cover possible losses on assets No. 2696. July 14, 2015 (http://iqtisodiyot.tsue.uz/sites/default/files/maqolalar/18_Azlarova.pdf)
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2021 Nabiev Bekzod Kamoldinovich
This work is licensed under a Creative Commons Attribution 4.0 International License.