Priorities for Improving the Payment Services in Banks
DOI:
https://doi.org/10.51699/ajdes.v23i.599Keywords:
Payment, BanksAbstract
Further liberalization of the payment services market in the Republic of Uzbekistan, a sharp reduction in restrictions on this issue, the introduction of additional features and expansion of the range of non-cash payment services, as well as the development of payment methods will create optimal solutions for all segments of the population in terms of price, comfort, protection and other indicators.
References
In the field of retail payment systems, it will be necessary to encourage the widespread use of non-cash payments by the population, further popularize the use of cards, popularize payments by QR code, and introduce universal QR code solutions. Currently, commercial banks and other payment organizations offer various QR codes. The development of a universal QR code scheme in this regard is considered one of the necessary issues;
In the field of retail payment systems, it will be necessary to encourage the widespread use of non-cash payments by the population, further popularize the use of cards, popularize payments by QR code, and introduce universal QR code solutions. Currently, commercial banks and other payment organizations offer various QR codes. The development of a universal QR code scheme in this regard is considered one of the necessary issues;
It is necessary to develop rules for the transition of financial services in payment systems to the ISO 20022 standard and self-assessment of compliance of work activities with international principles established for the financial market infrastructure;
It is also necessary to conduct a scientific and analytical study on the introduction of digital currencies of the Central Bank and a comprehensive assessment of possible risks in their application.
