Foreign Experience in Increasing the Role and Importance of Commercial Banks in Developing the Activity of Business Subjects

Authors

  • Jubanova Bayramgul Aymuratovna Nukus branch of Tashkent University of Information Technologies

Keywords:

transformation, financing, inflation, payment instruments

Abstract

The article analyzes a number of important tasks related to increasing the role and importance of the banking system in the development of the economy of the Republic of Uzbekistan, including transformation processes in commercial banks with a state share. The issue of increasing the role and importance of commercial banks operating in the country's banking system in the development of the national economy, including the development of small business and private entrepreneurship, which is the basis of the development of the national economy, creates the need to study as an object of scientific research.

References

Decree of the President of the Republic of Uzbekistan dated January 28, 2022 No. PF-60. About the Development Strategy of New Uzbekistan for 2022-2026//www.lex.uz.

Decree of the President of the Republic of Uzbekistan dated May 12, 2020 No. PF-5992 "On the strategy of reforming the banking system of the Republic of Uzbekistan for 2020-2025"//QHMMB:06/205992/0581-. 13.05.2020 y.

Safaryan V.R. Factoring as a source of financing for small enterprises//Money and Credit. - Moscow, 2013. – №2. – p. 71-73.;

Baymuratov A.D. Directions for improving the practice of lending agricultural production by banks. I.f.n. science narrow take three. destiny eat diss. autoref. - Tashkent, 2008.-16 p.;

Stakhnyuk A.V. Small business: the problem of credit availability//Money and Credit. - Moscow, 2010. - №3. - p 25-26.

Safaryan V.R. Factoring as a source of financing for small enterprises//Money and Credit. - Moscow, 2013. – №2. – p. 73.

Muhammad Yunus, Alain Joly. Creating a world without poverty: social business and the future of capitalism. Translation from English – M.: Alpina Publishers, 2010. – 307 p.

Savinova D.V. On the formation of a mechanism for attracting credit resources to small businesses // Money and Credit. - Moscow, 2009. - № 5. – С. 60-61.

Sinkey J. Financial management in a commercial bank and in the financial services industry. Translation from English – M.: Alpina Publisher, 2017. – С. 590-591.

Schumpeter J. Fundamentals of Entrepreneurship. Translation with him. – M.: Business, 1974. – p. 132.

Craig B.R., Jackson W.E., Thompson J.B. Small-Firm Credit markets, SBA – Guaranteed Lending, and Economic Performance in Low-Income Areas. – Federal Reserve Bank of Cleveland. – January 2006. – 40 p.

Allen F., Gale D. Comparing Financial Sestems. – Cambridge, Mass: MIT Press, 2000. – P. 42.

Chanel-Reynaud G., Bloy E. La Banque et le risqué PME. – Presses Universitaires de Lyon, 2001. – P. 39-40.

Zoyrov L.S. Improvement of financing of activities of small business entities on the basis of leasing. I.f.n. science narrow take three destiny eat diss. abstract. - Tashkent, 2011. – p. 14.

Tadzhibaeva. D.A. Muminov. AND ABOUT. Microfinance: a guide for microfinance organizations//Tashkent: Finance, 2009. – p. 203.

Isakov J.Ya. Improving the efficiency of credit in the development of the service sector. Dissertation abstract presented for obtaining scientific degrees of Candidate of Sciences- Tashkent, 2016. – p. 19-20.

Gloriozov A.G., Mikhailov D.M. Foreign trade financing and guarantee business. Practical guide. – M.: Yurayt, 2011. – p. 325.

Akhmedov F.Kh. Improving foreign trade services of commercial banks in Uzbekistan. Dissertation abstract submitted for obtaining scientific degrees of Candidate of Sciences. - Tashkent, 2018 – p.19 (48 p.)

Kosoy A.M. Payment turnover: research and recommendations. Monograph. – M.: KNORUS, 2012. – p. 31-32.

Skinner K. The future of banking: global trends and new technologies in the industry. Translation from English – Minsk: Grevtsov Publisher 2009. – p. 229-230.

Allen H. Innovations in Retail Payments: E – Payments. Bank of England Quarterly Bulletin. Winter, 2003-Р. 77.

Gorokhov A.A. Forms of non-cash payments // Innovative economy: prospects for development and improvement. - Kursk, 2017. – №4. (22). – p. 69-75.

Downloads

Published

2023-11-30

How to Cite

Jubanova Bayramgul Aymuratovna. (2023). Foreign Experience in Increasing the Role and Importance of Commercial Banks in Developing the Activity of Business Subjects. Academic Journal of Digital Economics and Stability, 35, 157–163. Retrieved from https://economics.academicjournal.io/index.php/economics/article/view/861

Issue

Section

Articles