Problems of Using Underwriting in Leasing Lending

Abstract

This article highlights the importance, role and features of the underwriting service in lending leasing activities. The practice of crediting the subject in banks of different countries has been touched upon. The opinions expressed by local and foreign scholars on underwriting have been studied. In the process of crediting the lessee, the underwriters were approached as independent experts, with their participation, the issue of using the scoring model in the analysis of contracts and identifying unforeseen risks was discussed. The use of flexible models in the underwriting process for leasing contracts and the results achieved by this are briefly discussed.